Step 1

Your client fills out all necessary forms.

To get the process started, your client will be required to fill out:

• Life Settlement Application
• HIPPA Form (so we can collect medical information)
• Insurance Release Form (for collection of information such as verification of coverage and insurance illustrations)
• Disclosure Form (Covers all risks to customer)

Step 2

We order medical information and life expectancy reports.

We collect medical records from the past five years, package them properly, and send them along to actuarial firms so they have all the information they need to make fast, informed decisions.

Step 3

We submit the case to select high quality funding institutions.

We only sell policies to high quality institutional investors with solid reputations, whom we have already vetted and in most cases, worked with in the past.

Step 4

We negotiate for the highest offer on behalf of your client.

Our clients consistently receive the largest possible offers for the life insurance policies.

Step 5

We prepare closing documents.

We make the closing process as simple and convenient as possible for all participants. We organize the documents, provide color code signature tabs, and then overnight them with an instruction page.

Step 6

The cash is released to your client.

The purchaser is responsible for sending change of ownership and beneficiary forms to the insurance carrier. The lump cash sum will be released to the seller within three business days from the time the owner and beneficiary has been changed.