Resource Center / Success Stories

Now that you've seen how fast, straightforward, and profitable life settlements can be, why not take the next step?

The Life Settlement Company of American works rigorously to get your clients the best settlement in the shortest possible period of time. Here are some real-life examples.

Universal Policy: Received $268, 514

Age: 86
Death Benefit: $1,000,000
Cash Surrender Value: $121, 486
Our fully disclosed gross offer: $410,000

The client decided he no longer needed his universal policy coverage and believed a Life Settlement was a better solution than surrendering the policy. He was right and received an incredible $268,514 more than the insurance company would have given him.

Term Policy: Significantly Reduced Expenses

Age: 68
Death Benefit: $5,000,000
Cash Surrender Value: $0
Our fully disclosed gross offer: $960,000

The client carried two $5 million dollar policies originally purchased for estate planning and decided he no longer needed both. He opted to sell one and received more than he ever thought possible. He used the proceeds to significantly reduce his expenses on the remaining $5 million dollar policy.

Joint Survivorship Universal Life: Purchased More Relevant Coverage

Male age: 78
Female age: 74
Death Benefit: $400,000
Cash Surrender Value: $8,700
Our fully disclosed gross offer: $50,000

The client decided to relinquish the policy and purchase a new and more relevant coverage. Since his wife was healthier, they decided to purchase a policy on her life and reduce their cost while increasing their death benefit. The Life Settlement afforded them the opportunity.

Key Man Policy: Enjoyed A $1 Million Windfall

Male age: 68
Death Benefit: $10,000,000
Cash Surrender Value: $0
Our fully disclosed gross offer: $1,025,000

The client sold his business and no longer needed his coverage. He was going to simply stop paying his premium when his advisor informed that he might possibly profit from the policy. He received a windfall of over $1 million dollars and was extremely appreciative towards the industry.

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