Why LSCOA?
Until recently, your senior clients had one of two main choices. They could keep on paying for life insurance they no longer wanted or needed. Or they could stop paying premiums and allow their policies to lapse. In fact, 88% of permanent life insurance policies never pay a death benefit because they are lapsed or surrendered for the cash value.
Now you can offer them a better alternative: a life settlement that allows them to sell their policies on the secondary market to a very reputable institutional financial investor though The Life Settlement Company of America. Trust us for all these reasons:
PROFITABLITY
We negotiate the highest possible settlement for your client and a powerful revenue stream for you.
The Life Settlement Company of America negotiates some of the highest settlements for your clients in the secondary market. In approximately 70% of the cases, your clients use that lump cash sum to purchase more appropriate financial solutions. As a result, you can earn a commission for the completed life settlement transaction and for the potential purchase of another financial solution. You retain all residuals from the original policy.
INTEGRITY
All fees are fully disclosed.
While the full, accurate, and timely disclosure of information may seem like a logical expectation, this has not always been the case in the life settlement industry. You can trust The Life Settlement Company of America. Our fees and fair and fully disclosed; there will be no inadvertent omissions or last minute surprises.
SERVICE
We manage the entire process for you.
The Life Settlement process can be long and tedious with many parts to manage. We offer a simplified turnkey process that leads professional advisors through every step of the transaction, including timely and relevant updates.
COMPLIANCE
We're committed to keeping advisors aware and up-to-date.
You can trust that if anything is new or pending in the Life Settlement marketplace, the Life Settlement Company of America will make sure you know about it. We keep you up to date about any new or pending legislative issues and compliant with state laws.
PEACE OF MIND
We offer professional protection from liability.
Our Errors and Omissions Policy covers you and your organization for any exclusive case we work on. Ask us for full details.